Services

The Planning Semesters

The third plan in our Comprehensive Wealth Management Process is The Planning Semesters.

The complexity of managing wealth is asymmetrical. Issues need to be systematically reviewed and organized by topics specialists. We believe it is “what you did not know you did not know” that inevitably complicates and hurts people. Thus, through scheduled Planning Semesters, our team helps answer the question “Do I have any blind spots?”

We borrow from higher education in our approach to comprehensive planning topics, choosing to refer to them as “semesters.” It is not ideal to develop a comprehensive plan over a short, concentrated period of time. Rather, we develop a multi-year planning, semester schedule for each client.

Our team selects a new planning semester topic every six months. We research the subject, interview authorities like attorneys, CPAs, and Wells Fargo Advisors Financial Network specialists, write research articles, and conduct workshops on that semester's topic. This allows us to deepen our understanding of the subject matter and helps ensure that we discuss important issues with each client.

We have over 20 planning semester subjects that we cover and monitor with our clients. An abridged list of semester subjects includes:

Wells Fargo Advisors Financial Network and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

  1. Estate Planning Strategies
    • Basic estate planning
    • Sophisticated estate planning techniques accessed through our Wells Fargo Advisors Financial Network affiliates
    • Charitable giving strategies, family foundation consulting, and services for non-profits
    • Residency and asset titling issues
    • Asset protection strategies for physicians and business people
  2. Family Financial Literacy: How to Handle Multi-generational Wealth
    • How to ensure your family can handle money and not have money handle them
    • Planning for college costs
    • Planning to help your parents
  3. Aging with Dignity
    • Insurance
    • Lifestyle planning by readying your home or making arrangements at an assisted living facility
  4. Business Owners
    • How to organize your business so you can leave it in style
    • Annual business review and check ups
    • Insurance and benefits review
  5. Fiduciary Management Issues:
    • Consulting to college endowments and community foundations
    • Helping trustees manage their fiduciary responsibilities
  6. Access to lending services through Wells Fargo Advisors Financial Network affiliates
  7. Tax Planning Strategy
  8. Social Security Planning
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